Licensed Fund Recovery

You May Have Unclaimed Money
From a Past Property

When a property sells at a foreclosure or tax deed auction for more than what was owed, the county holds the extra money — called "surplus funds" — for the former owner. Most people never find out it exists.

No upfront cost. No SSN or bank info required. We already have the records.

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Zero upfront cost. Our fee is paid by the county.
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No SSN or bank info. We never ask for sensitive data.
Licensed & compliant. We follow every state statute.
You keep every dollar of your recovery.

"Is this a scam? How do I know this is real?"

You should be skeptical — there are plenty of real scams out there. Here's exactly how we're different, and how you can verify everything yourself.

We never ask for personal info

No Social Security numbers. No bank accounts. No credit cards. No "processing fees." If anyone asks for any of that while claiming to be us — that's not us.

Our fee is paid by the county

Our fee comes out of the recovery process on the county's end — not your money. You keep every dollar of the surplus. If we don't recover your funds, you pay nothing.

Nothing leaves your hands upfront

No deposit. No retainer. No processing fee. No "claim filing fee." If anyone calling themselves a recovery firm asks for money upfront, hang up and call us to report it.

Everything is public record

Every case we reference is filed in public county court records. You can look up your case number at your county clerk's office and verify the amount yourself before signing anything.

You see the proof first

Before you sign, we send you a proof package with the actual case documents, statute reference, and amount. You review everything before committing to anything.

You can call us back

Every text and email from us includes this phone number: (978) 755-4538. Call us back anytime to verify we reached out or to ask questions. We're here.

What Are Surplus Funds?

When a property is sold at a foreclosure auction or tax deed sale for more than the amount owed, the extra money — called "surplus funds" or "excess proceeds" — belongs to the former property owner. Most counties are holding millions of dollars in unclaimed surplus right now.

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Property Sold at Auction

Your home or property was sold at a county foreclosure or tax deed auction — often for more than the debt owed.

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County Holds the Extra

The difference between the sale price and the debt is held by the county as surplus funds — waiting for you to claim.

We Recover It For You

We handle all the research, paperwork, and filing. You provide a signed agreement and a copy of your ID. That's it.

How It Works

1

We Find You

Our research team identifies surplus funds connected to your name in public county records.

2

We Contact You

We reach out to let you know about the funds and send proof documents showing the amount and case number.

3

You Sign & Send ID

Sign a simple service agreement and send a copy of your government ID. Takes 5 minutes.

4

We File & You Get Paid

We handle all the county paperwork. When the claim is approved, you receive your money — typically 4–8 weeks.

States We Serve

We recover surplus funds from county foreclosure and tax deed auctions across the United States.

Florida

67 counties

Ohio

88 counties

Texas

254 counties

Georgia

159 counties

Arizona

15 counties

California

58 counties

Maryland

24 counties

Virginia

95 counties

Frequently Asked Questions

How much does this cost me?
In most cases our fee is paid directly by the county as part of the recovery process — you keep every dollar of your surplus. In other states, our fee is a small percentage of the recovered amount, disclosed in writing before you sign anything, and charged only if we succeed. You never pay anything upfront, and you owe nothing if we don't recover your money.
Can I file the claim myself?
Absolutely — you have every right to file a claim on your own. However, the statutes, forms, and deadlines vary by county, and many self-filed claims are denied for procedural errors. If you'd like to try it yourself, we're happy to point you to the right office. If you'd rather have us handle it with zero upfront cost, we're here.
What information do you need from me?
Just two things: (1) a signed service agreement authorizing us to file on your behalf, and (2) a copy of your government-issued ID (driver's license or passport) for county identity verification. We already have everything else from public records. We will never ask for your Social Security number, bank account, or credit card.
How long does the process take?
Typically 4–8 weeks from the time we receive your signed agreement to the time funds are released to you. Complex cases (multi-claimant, estate cases, contested claims) can take longer. We keep you informed at every step.
Is there a deadline to claim?
Yes — most states have a statutory deadline, typically 1–5 years after the auction. After that, the funds may be forfeited to the state or returned to the taxing authority permanently. That's why it's important to act sooner rather than later.
What if I received a call, text, or email — how do I know it's really you?
Every communication from us will reference your specific case number and amount. You can always call us back at (978) 755-4538 or email jessica@summitrecoverygroup.org to verify. If anyone asks you for money upfront, SSN, bank info, or a "processing fee" — that is not us. Report it.
How did you get my phone number?
Your name appears in public court records associated with the property in question. We used licensed consumer data services to find a working contact number tied to that name. You can opt out at any time — just reply STOP to any text or tell us on a call and we'll remove your number within 24 hours.
I already have another firm working on this.
No problem — many people get multiple outreach letters. You should only work with one firm at a time, and whichever signed agreement is on file first usually takes precedence. If you already have a signed agreement with another firm, let us know and we'll remove you from our list.
What if I already moved out of state?
No problem. The funds belong to you regardless of where you live now. We handle everything remotely — no need to visit the county or appear in person.

Ready to claim what's yours?

Call, text, or email. We'll verify your case and walk you through the next steps — no pressure, no upfront cost.

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Call Us

(978) 755-4538

Mon–Fri, 9 AM – 6 PM ET

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Text Us

(978) 755-4538

Reply anytime